It's a debit card offered by Go Bank. Just like a checking account. It's not a credit card, it says so on the card itself.

The only thing that comes close to credit is the fact that you can charge up to $100 in overdraft and they'll cover the transaction, then they would deduct your overage from your future earnings.

Treat it like your regular checking account and you should have no issues. Also, whatever money you put into the account is FDIC insured.

 

Thank you.

 

Welcome.

 

I'll be getting rid of that Uber Card already then. Dang. I have a 'fun' credit card for my personal fun stuff.. hobbies and trips with kids etc.. but for some reason it is not accepted by Uber Driver or Uber rider.. It is a Citi Mastercard. I was hoping to transfer my balance to the new Uber Visa. Oh well. I'll cut it up and just stick to the payments every week to my TCF checking account and pay off fun card from there. Sure was hoping to have it all in one place spot. I wonder why I can't use my Citicard with Uber? :/

 

I say keep it and use it as an additional checking account. That way if you need to cash out instantly you'll have access to your money right away, or consider that $100 a small credit limit with no interest.

As far as your Citi MasterCard, you can't use a credit card for instant pay or direct deposit. I'm not sure why your rider account isn't accepting your MasterCard, as mine seemed to take it just fine.

 

If you take out cash thou then you call it a debit card