That's why I declined my insurance companies "safe driver" plan.
With all the miles I drive they would think I'm either a rideshare driver or a serial killer. I certainly wouldn't want them to think I'm a rideshare driver. Oh the shame.
Yes, you are 107,000 time more likely to get into accident than someone who drove just 1 mile. Insurance is a game of chance. For every mile driven, the insurer is liable for a potential accident. Therefore more miles = more likely an accident is about to happen. Just because you didn't get into an accident in the past 107,000 miles does not mean you will not have one (or less likely to have one) during your 107,001th mile. It just means the the insurance company gets to enjoy money paid for the 107,000 miles you've done.
The insurance people love people who just park their cars in their garages. Easy money.
I insure three of my cars at a time for daily use. Allstate lets me put two on deferred status so I switch my summer and winter cars. Ther rest are on Haggerty or General business plan. When deferred I pay nothing as long as I do not drive it.
If you are located in London, England, you need to ask this question in the local section of the forum. 99+% of the comments you get here will be pretty useless for you.
If you are in London, Somehwere In The US, sit back and enjoy.
I am with Allstate (rideshare insurance). They have a Drivewise app on your phone that you download. That monitors your speed, braking, etc. I love it!! I have saved a bundle by being a safe driver :smiles:
It'll come back to you. If ever you get in an accident!!
I was involved in an accident, not my fault, had 3 pax in my car.
Totaled my car, nobody got hurt!!
Stupid young female driver, driving her dad's car in Scottsdale, AZ. was in the left-hand turn lane, decided to change lanes and got us good.
If I didn't have rideshare insurance, I would have not been covered, even though I was on the Uber app with pax.
Regardless if you are at the time en route to pick up, and have pax in your car until drop off. Uber says their insurance will cover you and your pax for 1 million. Not true!! If you don't have rideshare insurance. Your insurance company can deny payment as well as Uber!!
It'll come back to you. If ever you get in an accident!!
I was involved in an accident, not my fault, had 3 pax in my car.
Totaled my car, nobody got hurt!!
Stupid young female driver, driving her dad's car in Scottsdale, AZ. was in the left-hand turn lane, decided to change lanes and got us good.
If I didn't have rideshare insurance, I would have not been covered, even though I was on the Uber app with pax.
Regardless if you are at the time en route to pick up, and have pax in your car until drop off. Uber says their insurance will cover you and your pax for 1 million. Not true!! If you don't have rideshare insurance. Your insurance company can deny payment as well as Uber!!
Go to Allstate cheaper on rideshare insurance. If you don't have rideshare insurance, lots of luck if you get in an accident!!
Here in America if you have not gotten a RS rider to accompany your personal insurance They can deny you coverage. IF they deny you coverage Goober will not cover you.
Just get RS gap insurance, Or pay more and get a Commercial policy.
When I Googled "CA smog checks " this showed up at the top of the list. (emphasis theirs)
Smog Checks are required biennially (every other year) on vehicles more than eight model-years old. Additionally, a Smog Check is required if you sell a vehicle that is more than four model-years old and when registering an out-of-state vehicle for the first time in California
When I Googled "CA smog checks " this showed up at the top of the list. (emphasis theirs)
Smog Checks are required biennially (every other year) on vehicles more than eight model-years old. Additionally, a Smog Check is required if you sell a vehicle that is more than four model-years old and when registering an out-of-state vehicle for the first time in California
My agent said if it's over a month, he can do the storage insurance. I like to travel out of state or out of country, and I've done these before Covid-19. No problem trying to save a few bucks here. They even offer a free electronic device to monitor your car if your car does not have the capability by itself.
I am with Allstate (rideshare insurance). They have a Drivewise app on your phone that you download. That monitors your speed, braking, etc. I love it!! I have saved a bundle by being a safe driver :smiles:
Just what I want is some dictator telling me where I can and can't go. Right now we have a choice to have this app. I think in the future we might not have a choice to not have these app's. I don't support these app's. They will turn on you eventually.
Just don't have an accident and hope that worm can won't open.
In the meantime, it's a small price to be fully covered under your chosen profession. Your family will love you for it.
I am with Farmers.
In talking with my agent the will charge you more but the amount is not that much.
With Farmers they "top" mileage is 19.000 .
Meaning if you report 19,000 but really drive 50.000 you may as well report the 50.000 because the charge is the same.
They will not caancel or deny a claim if you under report....they will just adjust your premium going forward if they find you drive more than reported
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