[MUGATS]

Find yourself a good independent accountant. It may cost a bit more, but places like H&R Block are a joke.... Their goal is to get you in and out as quickly as possible.

I would use an accountant vs filing on your own, especially because you don't have a good handle on it....and you're late.

 

[MUGATS]

I use my investment guy (who used to be an accountant)
He normally just does taxes for his clients.

He's also in Hamilton...
Can't help in regards to TO. Maybe someone else can.