What did your Personal Insurance say when ...
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149 Posts
Were you asked 'have you already started with them before?'
I just called belair and was told I need to bump my $1million liability to $2million so which I did. Not sure why though, he had a hard time explaining it and I just gave up and agreed to it. My premium increased $350 annually for 2 vehicles.
My initial line was "I am thinking of signing up for uber . . blah blah"
Edit: Your vehicle must have collision and comprehensive coverage (Please correct me if I am wrong)
My initial line was "I am thinking of signing up for uber . . blah blah"
Edit: Your vehicle must have collision and comprehensive coverage (Please correct me if I am wrong)
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390 Posts
Ah, that's a negative.
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1,660 Posts
Got cancelled immediatly. No penalty.
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8,758 Posts
Spoke with TD insurance today. They said absolutely no Uber
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187 Posts
So what are you going to do? Change to intact or continue as is?
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8,758 Posts
I'm getting quotes as my current insurance renews next week. Intact is about the same price as the rest
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248 Posts
I spoke to someone at the RideSharingCarInsurance.ca brokerage (the one that advertises at UberPeople) and he said that the Aviva endorsement is still required for those who are insured with Aviva and drive Uber. Who is your broker?
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8,758 Posts
Ask him for it in writing....I bet he's scamming you because Uber pulled the carpet right out from under these guys by offering it for free...
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379 Posts
Oh great, after figuring I'd go with Belaire they are mailing me an application, and after that it will take 17 days to process. Guess no ubering for ne for a while.
Eta- Would you suggest upping my liability to 2 mil with my non uber friendly ins privider for the time it takes to get the new policy??
Eta- Would you suggest upping my liability to 2 mil with my non uber friendly ins privider for the time it takes to get the new policy??
I talked to a buddy of mine who is with Aviva. His broker confirmed that dropping the Ride sharing add on will not permit him to continue driving for Uber as they would deem it as a violation of the policy. Aviva top execs are still in discussion on how to handle this change. Only option my friend has is to stick with the add on or drop and switch over to Intact. According the Aviva broker, all intact insurance agents/brokers will give you the same rate. The penalty for cancelling Aviva policy mid term is last month of payment (Includes Auto insurance and Ride Sharing Add On)
I have no idea what your broker said but there is a clear contradiction here. You might want to clear it up with your broker again as they might deny your coverage under the assumption that you ain't driving for Uber anymore.
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149 Posts
My Insurance told me that they will not offer me insurance if I drive Uber. I called Belair and they refused me. I called Intact, and within some few minutes to about 2 hours, I'm insured. I think it is $1m liability coverage.
The Belair guy said most Insurance companies do not want to do Uber because it is new and they appear not to understand it
The Belair guy said most Insurance companies do not want to do Uber because it is new and they appear not to understand it
Did the Belair guys refuse you because you said you will drive Uber or just because of any history with tickets/Violations etc? The seconds options would cause a price increase instead of an outright refusal.
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