Everyone has to obtain their own legal counsel, but I'll share again what mine told me: Don't do it.
The one word that trumps everything else: Liability.
Unaccompanied minors, or small kids without car seats? Cancel them. You're one wreck, one accident, one false allegation away from a lifetime of living hell, where going bankrupt might be the least of your worries. The number of people in jail and prison right now for false allegations is no small number. It's in the tens of thousands!
And you could be next...