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Discussion Starter · #1 ·
I'm close to paying off my Moneytree loan's installment plan later this month, but until then state law (very wisely) prevents me from getting a new payday loan.

Any alternatives you can recommend for immediate loans?
 

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Rebel Honey Badger
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I'm close to paying off my Moneytree loan's installment plan later this month, but until then state law (very wisely) prevents me from getting a new payday loan.

Any alternatives you can recommend for immediate loans?
Loans for bills or car down payment loan. If you have halfway decent credit check out Pierre Money Mart on Lake City Way.
 

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Discussion Starter · #5 ·
I only need $500. I can reliably make $100 in about 4-5 hours of driving every morning M-F, but the rent needs payment this weekend.
 

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Take out a cash advance on your credit card
Sell yourself on the street
Sell a kidney
Play the skin flute at the sperm bank
"Donate" plasma
Sell candy bars for charity*
 

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Wait, on another thread you're asking about what happens when you buy a new car. Here you're concerned about being evicted. Or am I confused? IMO you really need to be able to handle your rent before considering taking on car debt.
 

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Wait, on another thread you're asking about what happens when you buy a new car. Here you're concerned about being evicted. Or am I confused? IMO you really need to be able to handle your rent before considering taking on car debt.
Xchange leases are very expensive. I'm in the same boat. I want to finance a car to lower my expenses. Paying $180 a WEEK.
 

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Unbelievable...what a scam.
I had my reasons (it had a condition that you can walk away at any time in case driving didn't work out). It's time to move on though. Just gotta get it into the shop to repair what that shuttle driver damaged then I'm getting rid of it.
 

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Discussion Starter · #17 ·
Wait, on another thread you're asking about what happens when you buy a new car. Here you're concerned about being evicted. Or am I confused?
Although I didn't do a good job in it of describing my plans, my other thread was about what to expect after replacing my $97/week Xchange Leasing payment for a less-expensive *lease* through an actual dealer.

My Xchange Leasing payments don't appear on my credit report. I was considering how to save $200 or more a month by getting a leased car from a dealer, to establish a good credit history. I was never discussing *buying* a new car; my intent has been getting a new (as in different) car with a new (replacement) lease.

My divorce ruined my credit. I have no credit cards left. (Something which has advantages to offset its disadvantages; at least I can't sink any further in credit-card debt.) Xchange Leasing was the only means I had of obtaining a car. My credit score is a fraction under 500, so I expect only dealers such as Lisetti wrote about (Toyota, I believe) would lease (or sell) to me.

I've been ant-ing on X for 11 months now. Thanks to the wisdom shared in this forum, I was able to stumble my way through the first few months and earn just enough to pay rent, insurance and my fone bill. I found consistent fishing holes that supported me through the winter, and I've learned that I can earn at least $700/week. That's pretty small potatoes to the rest of you, but I don't have the advantages of driving any other tier as so many of you do. (Reading how much you all earn driving XL & Select is vastly depressing for me. :()

I am a disabled veteran beyond middle age. I was homeless for a portion of last year, and on food stamps. I used the last of my funds for the $400 Xchange Leasing down payment so that I could start earning an immediate income to pay rent someplace--any place--after I lost my home. Eventually I began earning more than the maximum allowed to continue receiving food stamps, so with considerable pride at my change in fortune, I gladly relinquished that welfare income so that someone else could benefit from it.

I drive in the mornings & afternoons so that I can continue to apply for full-time jobs once I return home. Given the age discrimination I have been experiencing in the interview process, I may never get to work in white-collar jobs again.

I could qualify for $2,000/month in (supplemental) SSI income from Social Security, but it would take up to 4 months to approve, and I would have to stop driving once applying for it. OTOH, if I drove 7 days/week, I can expect to earn at least $3,000/month. Rent is only $1000 for my share of a 2-bedroom condo, so $3K/month--which I have yet to achieve--would enable me to support myself fully, start a savings account for emergencies and begin repaying creditors so that I can restore my former (excellent) credit. (Bankruptcy, besides being dishonorable, is not an option since Boober won't let anyone with a bankruptcy drive.)

I doubtless should switch to driving evenings, but the thought of driving in places & at times outside my daytime comfort zone triggers intense anxiety.

Actually, I used a loan shark last year to get the funds to pay first & last month's rent deposits. Paid him off with in January with a huge balloon payment.

With all the deadheading I do from the AP, I need to fill up my tank every other day. A Prius would save me hundreds of dollars each month. That's another reason prompting this thread.
 

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Although I didn't do a good job in it of describing my plans, my other thread was about what to expect after replacing my $97/week Xchange Leasing payment for a less-expensive *lease* through an actual dealer.

My Xchange Leasing payments don't appear on my credit report. I was considering how to save $200 or more a month by getting a leased car from a dealer, to establish a good credit history. I was never discussing *buying* a new car; my intent has been getting a new (as in different) car with a new (replacement) lease.

My divorce ruined my credit. I have no credit cards left. (Something which has advantages to offset its disadvantages; at least I can't sink any further in credit-card debt.) Xchange Leasing was the only means I had of obtaining a car. My credit score is a fraction under 500, so I expect only dealers such as Lisetti wrote about (Toyota, I believe) would lease (or sell) to me.

I've been ant-ing on X for 11 months now. Thanks to the wisdom shared in this forum, I was able to stumble my way through the first few months and earn just enough to pay rent, insurance and my fone bill. I found consistent fishing holes that supported me through the winter, and I've learned that I can earn at least $700/week. That's pretty small potatoes to the rest of you, but I don't have the advantages of driving any other tier as so many of you do. (Reading how much you all earn driving XL & Select is vastly depressing for me. :()

I am a disabled veteran beyond middle age. I was homeless for a portion of last year, and on food stamps. I used the last of my funds for the $400 Xchange Leasing down payment so that I could start earning an immediate income to pay rent someplace--any place--after I lost my home. Eventually I began earning more than the maximum allowed to continue receiving food stamps, so with considerable pride at my change in fortune, I gladly relinquished that welfare income so that someone else could benefit from it.

I drive in the mornings & afternoons so that I can continue to apply for full-time jobs once I return home. Given the age discrimination I have been experiencing in the interview process, I may never get to work in white-collar jobs again.

I could qualify for $2,000/month in (supplemental) SSI income from Social Security, but it would take up to 4 months to approve, and I would have to stop driving once applying for it. OTOH, if I drove 7 days/week, I can expect to earn at least $3,000/month. Rent is only $1000 for my share of a 2-bedroom condo, so $3K/month--which I have yet to achieve--would enable me to support myself fully, start a savings account for emergencies and begin repaying creditors so that I can restore my former (excellent) credit. (Bankruptcy, besides being dishonorable, is not an option since Boober won't let anyone with a bankruptcy drive.)

I doubtless should switch to driving evenings, but the thought of driving in places & at times outside my daytime comfort zone triggers intense anxiety.

Actually, I used a loan shark last year to get the funds to pay first & last month's rent deposits. Paid him off with in January with a huge balloon payment.

With all the deadheading I do from the AP, I need to fill up my tank every other day. A Prius would save me hundreds of dollars each month. That's another reason prompting this thread.
I fill up my tank every other day, but it only costs $25 to fill up. Prius is a pretty good rideshare car, though the c is a little small (cheap though). Oh, and my days are 10 hours so if I were working 4-5, it would probably be filling up only once a week.

How you doing in your progress? Does it look like you'll be making the $500 on time?
 

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Premium Member
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Discussion Starter · #19 ·
How you doing in your progress? Does it look like you'll be making the $500 on time?
Made $200 yesterday. Planning to work some events tonight, but still pretty nervous about working after 5 PM.

Explained to landlord about this horribly slow week, and that I was confident I could make up the difference beginning this weekend (and, especially, once things return to normal on Monday). He replied that I'd had all of June to make rent, and would be serving me with a 3-day Notice to Pay or Vacate. I can't really blame him, especially since my roommate (who was fired last month, and only just found a new job a week ago) had notified him that she wouldn't be able to pay her share on time because her first paycheck won't arrive until next week.
 

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Made $200 yesterday. Planning to work some events tonight, but still pretty nervous about working after 5 PM.

Explained to landlord about this horribly slow week, and that I was confident I could make up the difference beginning this weekend (and, especially, once things return to normal on Monday). He replied that I'd had all of June to make rent, and would be serving me with a 3-day Notice to Pay or Vacate. I can't really blame him, especially since my roommate (who was fired last month, and only just found a new job a week ago) had notified him that she wouldn't be able to pay her share on time because her first paycheck won't arrive until next week.
You did better than me. I made $150 last night. In the summer through the fall, I typically bring in $350ish for a weekend night. I suspect it might be better tonight but this week has suprised me. I did much better jul4 week last year, even though it was also slow.
 
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