I am about to join Uber as I registered a company. My car is fully paid and not subjected to any loan. I have to convert my insurance to commercial insurance and transfer the car to the company. If I scrap my car, will I still be able to get my scrap money for my car? I check with insurance and commercial insurance cost $2500 and my NCD will drop from 50% to 20% as they do not allow me to fully transfer 50%. That means I lost my 50% NCD for nothing even if I were to buy another car. Then again, my car is a heavy drinker but will be scrap in 4 months time. I discover that if I were to rent a car, I can be a Uber driver too without affecting my NCD. Anyone has a rental company to recommend? Price and after sales service is important. So I will wait for 4 months then I will rent a car to do part time uber. Is there such thing as penalty if minimum trips cannot be met?