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Is the Fuel Card Worth it?

5459 Views 31 Replies 20 Participants Last post by  UberBastid
It looks like the fuel card makes you eligible for 5-9 cent discounts per gallon at most stations? Is that the case?
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I'm new (less than a month) and read about the fuel card and instantly thought...No way am I doing that.
I can't remember why I thought that but I know I'll never use one.
I like it for it's convenience of being able to have my gas used for driving taken directly out of my driving total rather than using my own personal account. The discount isn't anything huge but it's better than nothing. For me it's about the convenience
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For most of us, gas is one of the biggest, if not the biggest expense. Uber's Fuel Rewards card is supposed to help driver/partners. However, Uber only guarantees a 1-1/2% discount. A bigger problem is that it must be used a a credit card, not a debit card, which would allow the cash discount available at many of the cheapest gas stations.

I have tried Uber's Fuel Rewards card for several months and can say it works as advertised. However, there are several ways to get a larger discount.

1. Use the GasBuddy App to find the cheapest gas station in your region. I have seen over a $1 per gallon variation in price at stations one block from each other.

2. Enroll in the Cumberland Farms SmartPay rewards program, which offers a 10 cent (over 4% discount at current prices) discount. I have found that the cheapest gas in my region is available this way.

3. Use a credit card that offers a better discount (2% to 3%) at gas stations that offer the same price for cash or credit. NerdWallet offers comparisons.

4. Be wary of "No name" gas stations. There is no way of knowing the source of the gasoline. These stations often buy from the cheapest supplier. The quality may vary from day-to-day.

Please reply with your own methods of getting the best quality gas at the lowest price.

Disclaimer: I do not receive any kind of compensation and I am not associated with any of the companies (other then Uber) mentioned above.
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She'll and Cumberland farms are good. athe shell you can link your Uber gas card to their field rewards and you get 10c off gallon plus around 3% with the Uber card.

I like it, lots of people complain because gad you buy thur-Sat won't post till the following week. but for me, I like it
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But there is a discount, no? I've been using exxon gift cards bought through ebay.
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It looks like the fuel card makes you eligible for 5-9 cent discounts per gallon at most stations? Is that the case?
2¢- 6¢ per gallon has been my experience. I only use it at 6¢ per gallon discount stations.
It saves you money. No annual fee. No interest. Just keep track of what you spend and remember charges come directly out of your Uber pay.
She'll and Cumberland farms are good. athe shell you can link your Uber gas card to their field rewards and you get 10c off gallon plus around 3% with the Uber card.

I like it, lots of people complain because gad you buy thur-Sat won't post till the following week. but for me, I like it
That 10¢ per gallon shell discount is only on premium right ?
My shell card only gives me 5¢ on regular. I get 6¢ discount on regular with the Uber card.
So it looks like the answer is probably no. Especially if you have a credit card that gives you 3% back, which is what this range looks like. My eBay fuel cards already give about 7-10% off.
That 10¢ per gallon shell discount is only on premium right ?
My shell card only gives me 5¢ on regular. I get 6¢ discount on regular with the Uber card.
Yeah.. I get 5c on regular with every fill up. I linked my wife's card so... I forgot. the uber card gives me varying discounts. I've gotten as much as 7.5% before and as little as 1.
Discounts vary with the Uber Fuel Card, according to
There are 3 "tiers" with a minimum 1-1/2% if the locations accepts Mastercard.
  • 5-9 Cents Per Gallon
  • 10-14 Cents Per Gallon
  • 15+ Cents Per Gallon at selected Mobil and Exxon stations
However, since Mobil and Exxon stations are rarely the cheapest, you may be able to do better by following the suggestions in my prior post in this thread.
It looks like the fuel card makes you eligible for 5-9 cent discounts per gallon at most stations? Is that the case?
I wouldn't recommend spending more than 50 or so dollars using the gas card. It really sucks starting the week off in a hole.

Not to mention, the gas card system was messed up for about 2-3 weeks and I had my balance for those weeks all put on to last weeks pay statement. Nothing like starting $180 in the hole lol.
It looks like the fuel card makes you eligible for 5-9 cent discounts per gallon at most stations? Is that the case?
Yes. But you'll be buying it at a station that charges 5-9 cents more than the discount station that wants cash.
Is it worth it? Not to me.
I can't trust Uber to get my fare payment right - I sure as hell don't trust them to be my bank.
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Doesn't using the fuel card come with good tax incentives? If fuel is subtracted from your weekly pay statement, isn't that less taxable earnings you have to tell the IRS?

if I am spending $10,000 a year on fuel Thats a huge tax savings...
isn't that less taxable earnings you have to tell the IRS?
No because we're sent Gross Fares amount before anything like uber fees, booking fees, etc are subtracted.
I use the card as sort of like an emergency thing. If I don't have the money for gasoline at the moment, I will use the card. I just don't like starting out the day in the minus column.

Also, be aware that although it says it takes it out on Sunday, it could be taken sooner. Per my Greenlight rep, it all depends on the station. I've had money taken out as early as 2 or 3 days after I got the gas.
I use the card as sort of like an emergency thing. If I don't have the money for gasoline at the moment, I will use the card. I just don't like starting out the day in the minus column. Also, be aware that although it says it takes it out on Sunday, it could be taken sooner. Per my Greenlight rep, it all depends on the station. I've had money taken out as early as 2 or 3 days after I got the gas.
Me too, never use the Uber Fuel Card anymore except in emergencies. There are many cheaper ways to buy gas. Click on "Cheap Gas" below. I also see the debits to my account at random times from 2-5 days after purchase. Often several appear at the same time, causing a very negative start to the day. Last year, Uber had a technical glich that resulted in no debits for weeks although the Fuel cards still worked. When the glitch was fixed, some drivers reported $100s in backlogged fuel charges appearing on the same day. Major bummer.
I personally find that the fuel card is pretty good to have. I usually do not use it because usually I can get a better discount with a different gas card. But, quite often the Uber fuel card is the best discount I can get.

My typical fueling methods:
#1 - Maverik Nitro Card - Automatic 6-20 cents off depending on the random whims of the Maverik stations.
#2 - Smith's/Quikstop 3 cents off PLUS UBER Fuel Card 1.5% off
#3 - Costco Membership Card + VISA 1% Cash Back Card [Unfortunately Costco does not take MasterCard]
#4 - Uber Fuel Card Alone (Usually only when I'm out in the boonies where there is no Smiths/Costco/Quikstop/Maverik nearby)

Lyft has a Shell discount card, but since Shell gas is WAY higher priced than anything else, I've never had an occasion to use it.

I don't mind the fuel charges on my Uber statements. It makes no difference at all to me whether I pay for fuel with cash, debit, credit, or Uber earnings past or future. Same pot of money, different method. I'll go with whatever is cheapest. I never end up using cash because it seems like the cash discount stations usually cannot beat my fuel cards.
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I use the card as sort of like an emergency thing. If I don't have the money for gasoline at the moment, I will use the card. I just don't like starting out the day in the minus column.

s.
Yea, I thought the same thing.
Went to use it the other day - just to make sure I could count on it. Declined.

Texted support. "you gotta drive more than 100 trips per month. it has been deactivated, but we activated it for you as a courtesy."
Wonderful. Thank you SO much

It is in the garbage can in small pieces right now.

Can't count on Uber for anything.
4. Be wary of "No name" gas stations. There is no way of knowing the source of the gasoline. These stations often buy from the cheapest supplier. The quality may vary from day-to-day.

Not true. Recently we had a speaker from BP at my car club. Summarizing what he said is this. Most areas of the country have just a couple of refineries serving the area. All gasoline refined comes out the same and all stations in that area purchase from the same refinery (s). The difference is additives. Which additives and how much of each is what makes the difference between brands.
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