The gap insurance is listed right on my auto insurance policy and I pay for it in the same payment as my auto policy...SlickRizzo you purchased gap insurance when you purchased your car... that insurance is to protect you from a monetary gap between what an insurance company will pay for your vehicle and what you actually owe on it When you are in an accident and experience a total loss. It has nothing to do with your auto insurance.
Then MrsUberJax is most likely correct. You see, if you haven't divulged to your insurance company that you're driving for a TNC, then the times you have the app on and no pax in car, you are effectively driving without insurance. If you are involved in an accident and your insurance company finds out you're driving hauling pax for money, any claim you make will be denied, and they will drop you, meaning if you are at fault in the accident you are liable for all damages personally.No, I purchased my car before I started driving for Uber.
Try filing a claim with the insurance Uber has and you're going to be for a big surprise. Uber insurance will not cover your car if you're in any type of accident nor will it cover you or your passengers if you get hurt. Your insurance will not cover you nor your passengers if are using your car to gain any money.I use Esurrance and I got Gap insurance when I purchased my car. I honestly have no idea on how that protects me when I am Ubering however. Uber covers you on their insurance when you are driving for them, but what I hear is that it isn't all that.