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Drove a woman last week who works for Farmers Insurance and they offer Gap Insurance in NJ - this gives you coverage between the time you get a ping and the time the customer gets in the car.

I would encourage all Uber drivers without commercial insurance to look into this.
 

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Drove a woman last week who works for Farmers Insurance and they offer Gap Insurance in NJ - this gives you coverage between the time you get a ping and the time the customer gets in the car.

I would encourage all Uber drivers without commercial insurance to look into this.
How much is the premiun and what is the MAX coverage you can buy. I have 1 Million $ liability on my personal insurance because I own a home and have other assets I could lose in a major liability lawsuit.
 

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I don't think Gap insurance is the least of the worries... Have been lucky not to deal with James River, but they are a general insurance not auto insurance, and more concerned with the wear and damage to my vehicle and the $1K deductible.

I am sure people will wake up the more they find their leather seats are cut / ripped, the windows attenuator need replacing because of slammed doors, etc.
 

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I don't think Gap insurance is the least of the worries... Have been lucky not to deal with James River, but they are a general insurance not auto insurance, and more concerned with the wear and damage to my vehicle and the $1K deductible.

I am sure people will wake up the more they find their leather seats are cut / ripped, the windows attenuator need replacing because of slammed doors, etc.
Not really.

I've made 3x what my car was worth when I started. Put no money into it other than two new tires. The wheels could fall off at this point, I wouldn't care.
 

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How much is the premiun and what is the MAX coverage you can buy. I have 1 Million $ liability on my personal insurance because I own a home and have other assets I could lose in a major liability lawsuit.
My quote for the rideshare insurance was $112 for 6 months as a line item, or just about $20/month.
 
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