So they have no issues being a ride share driver? Wawaneesa covers me as long as I am not transporting goods or people for hire in my car, basically period 3. So, I am standing pat with their contract details of liability exclusions. Good rate for the coverage gap with uber. Let me know if no issues with primary coverage rates on your personal policy.I have "gap" insurance from USAA ($34/6-months) for the time I'm logged into the app until I get a ride. After that Uber/Lyft insurance kicks in from the time you accept a ride to drop off. After that you go back to "gap" if you keep the app on, or personal if you turn the app off.