Quote I just got was about $300 more than my personal policy. I don't qualify for USAA membership so this is my only option right now....
No question that you don't know the answer to is stupid! Especially a question about Uber's or Lyft's insurance that hangs the driver out to dry in the event of an accident. An accident without proper coverage could be a life changer and a pathway to financial ruin. You said you don't want it unless you need it. It's all hunky dory until you have a serious accident (your fault or not)! Then the "need it" part of your statement applies, but it's too late. No insurance company issues auto insurance after the fact. You seriously need to invest sometime into understanding and knowing what your insurance risks are as ride share driver. Surf around this site there are lots of posts from drivers ecperiences with ride share accidents and articles about your insurance risks exposure with Uber & Lyft. If you're ALREADY are driving tomorrow maybe too late!One stuipde question if you don't mind ?!!
Do we have to get rideshare insurance ?!! Because I don't need it unless I have to !!!
Is there any reason such as permit or so ? I still have my regular insurance and I think I should stick to if