[DHJ]

New press release from Erie Insurance for Uber and Lyft drivers...

http://finance.yahoo.com/news/erie-insurance-offers-unique-ridesharing-120500353.html

 

[Bart McCoy]

 

[Rut Dog]

Video above is and Erie promo video, pretty good. This seems to be the first company on board, although only in Indiana and Illinois at this time, and their footprint is only in the central eastern US.

I wonder why Indiana and Illinois are the first states.

 

[scrurbscrud]

The takeaway and the truth: Personal auto policies DON'T COVER vehicles being used as taxi's.

And no, that does NOT mean that ride share insurance is 'sufficient.'

 

[scrurbscrud]

Any drivers in the coverage areas price them yet???

 

[Bart McCoy]

The takeaway and the truth: Personal auto policies DON'T COVER vehicles being used as taxi's.

And no, that does NOT mean that ride share insurance is 'sufficient.'

I dont understand. Yeh a vehicle is sorta being using as a taxi. But this isnt a personal policy soley. It says you can have a personal car,and use it for Uber or Lyft. And they say they will cover you the whole time. Can you define what you mean by that not being "sufficient" please?

 

[scrurbscrud]

I dont understand. Yeh a vehicle is sorta being using as a taxi. But this isnt a personal policy soley. It says you can have a personal car,and use it for Uber or Lyft. And they say they will cover you the whole time. Can you define what you mean by that not being "sufficient" please?

Obviously you haven't bothered reading this site for details or finding out yourself. Stay ignorant.

 

[Bart McCoy]

Obviously you haven't bothered reading this site for details or finding out yourself. Stay ignorant.

I asked you a simple question,but you chose a common defense mechanism of deflecting it away, instead of simply: answering. At first, we all know about having a personal insurance policy and the questions about doing livery with it, but this hybrid policy expressly permits you to do uber or lyft, AND they said you are covered through out.On top of this Uber covers you from app on to app off. So again, a simple question is can you explain what sufficent is.

I mean a hybrid policy is what many people have been looking for, because it didnt exist before. Now its here, but you're talking like we are still back at square 1? so yes, I'm confused.

And i mean you talking about reading this site, how about you read the topic and stay focused on it. It's about a hybrid policy,not reading 0thers posts. I'm questioning you on THIS topic,which is proper etiquette. I mean who asks question in THIS topic about other topics in the forum? thats silly

 

[scrurbscrud]

It has been observed endlessly here that a standard personal auto insurance policy is entirely insufficient for any ride share driver.

It would be helpful if any driver in the covered hybrid policy area priced the new policy just to see what the cost is and posts it for comparison purposes so we know what other areas may expect from the space.

In the meantime though the first observation is a fact and a reality that most drivers will remain in pointless denial about.

 

[Bart McCoy]

It has been observed endlessly here that a standard personal auto insurance policy is entirely insufficient for any ride share driver.

It would be helpful if any driver in the covered hybrid policy area priced the new policy just to see what the cost is and posts it for comparison purposes so we know what other areas may expect from the space.

In the meantime though the first observation is a fact and a reality that most drivers will remain in pointless denial about.

Okay help me to understand, why are you highlighting in red about a standard auto insurance? Nobody is debating that that's no sufficient. But help me if im slow or ******ed, but the Hybrid policy which is the topic of discussion, is NOT a standard personal policy correct? Because standard polices dont knowingly allow you to do uber or lyft,apparantly commercial services.

And then, you as well as scrurbscrud,(who also keeps claiming person policy isnt sufficient which again is not debated) claim the hybrid policy isnt sufficient, although, you dont even know they limits and what they cover??????? Dont you need to know the numbers before you can say any policy is not sufficient?

 

[scrurbscrud]

Okay help me to understand, why are you highlighting in red about a standard auto insurance? Nobody is debating that that's no sufficient.

Only being cognizant about the basis of the conversation. 99% of the ride share drivers who post/read here have comprehension or denial issues of various sorts to even begin to come to grips with it.

But help me if im slow or ******ed, but the Hybrid policy which is the topic of discussion, is NOT a standard personal policy correct? Because standard polices dont knowingly allow you to do uber or lyft,apparantly commercial services.

Correct.

And then, you as well as scrurbscrud,(who also keeps claiming person policy isnt sufficient which again is not debated) claim they hybrid policy isnt suffices, although,

Uh, no, I haven't.

you dont even know they limits and what they cover??????? Dont you need to know the numbers before you can say any policy is not sufficient?

I haven't said their policy is inefficient. I think it's probably very sufficient. Would just like to know the COST.

I've requested a driver, any driver, to price and post it here for analysis. It would seem that a coverage area driver might actually take it upon themselves to do that.

 

[UberLuxbod]

Okay help me to understand, why are you highlighting in red about a standard auto insurance? Nobody is debating that that's no sufficient. But help me if im slow or ******ed, but the Hybrid policy which is the topic of discussion, is NOT a standard personal policy correct? Because standard polices dont knowingly allow you to do uber or lyft,apparantly commercial services.

And then, you as well as scrurbscrud,(who also keeps claiming person policy isnt sufficient which again is not debated) claim the hybrid policy isnt sufficient, although, you dont even know they limits and what they cover??????? Dont you need to know the numbers before you can say any policy is not sufficient?

You do realise you are replying to scrubscrub aswell as referring to him as an additional forum member that posts about Insurance.

The basic issue with Uber's Rideshare products in the US is that it relies on the Partner to lie to their personal Insurance Co to maintain coverage when not carrying a pax.

Some on here are deluded enough to believe that even when asked directly about doing Rideshare in their vehicle directly their Insurance Co it is fine to lie also, such as after they have an accident when not working.

This hybrid Insurance is a good step forward for the Rideshare Uber drivers.

Only a mad person or reckless person fails to protect themselves fully.

And thinking Uber will have their back if the worst happens is not a gamble anybody should take.

 

[DriversOfTheWorldUnite]

It'll be interesting to see what pathetic wage is possible for an Uber driver who is properly insured with something like Erie.

 

[Bart McCoy]

You do realise you are replying to scrubscrub aswell as referring to him as an additional forum member that posts about Insurance.

The basic issue with Uber's Rideshare products in the US is that it relies on the Partner to lie to their personal Insurance Co to maintain coverage when not carrying a pax.

Some on here are deluded enough to believe that even when asked directly about doing Rideshare in their vehicle directly their Insurance Co it is fine to lie also, such as after they have an accident when not working.

This hybrid Insurance is a good step forward for the Rideshare Uber drivers.

Only a mad person or reckless person fails to protect themselves fully.

And thinking Uber will have their back if the worst happens is not a gamble anybody should take.

and again, why do you AND scrubscrub keep mentioning that when this topic has NOTHING to do with improper personal insurance or asking you to lie to your insurance company when this topic is clearly about the insurance company knowing that you are using your vehicle for livery?

Point is, why do yall keep stating issues that are totally opposite of what this whole topic is about? This topic is about getting proper insurance and doing things the right way if yall havent noticed, smh

 

[UberLuxbod]

and again, why do you AND scrubscrub keep mentioning that when this topic has NOTHING to do with improper personal insurance or asking you to lie to your insurance company when this topic is clearly about the insurance company knowing that you are using your vehicle for livery?

Point is, why do yall keep stating issues that are totally opposite of what this whole topic is about? This topic is about getting proper insurance and doing things the right way if yall havent noticed, smh

So instead of answering the question.

Why were you replying to scrubscrub and referring to him as another person at the same time.
You prefer to get all sarcastic.

Well yall.

Enjoy explaining to your Ins Provider why you said you weren't using your car for commercial purposes.

When you were doing just that.

And you do realise what this thread is about?

Insurance.

So discussing INSURANCE in any way is legitimate comment

 

[DriversOfTheWorldUnite]

this thread got off to a bad start

 

[Emmes]

(hoses down this thread with water to wash off the testosterone)

I'm in Indiana ... I'll check it out and post.

 

[speedyk]

Erie was always a good company to work with when I lived out East. Since I haven't started RS yet I'm watching this area closely for developments.

 

[Fauxknight]

Erie is also a top notch award winning insurance company. If they expanded their ride share coverage into Ohio I'd be all over it.

 

[IndyDriver]

I just did a quote, actually cheaper than what I am paying State Farm as personal use. I put in 30k miles per year and business use, will be calling the agent tomorrow to make the switch and make sure all is good.