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insurance gaps
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  1. Rockland & Westchester
    Most new drivers may not understand the huge amount of risk they are assuming because no one makes any effort to tell them. Read on and find out how to best protect yourself including what Uber, Lyft, and other app-based Transportation Network Companies (TNCs) neglected to tell you and what...
  2. Insurance
    Agents London - Inshur - http://bit.ly/inshurLondon inshurWhiz California - SafeButler - https://safebutler.com/uber/?ck=up01 - Compare price and more TaroTeaFan New Jersey - Young Alfred - https://youngalfred.com/get-started - 215.586.5055 - [email protected] New York -...
  3. Cleveland & Akron
    I promised I'd keep you all posted on changes regarding rideshare and the insurance industry, but there really hasn't been much movement. (Plus, you folks have kept me pretty busy - and busy is good!) :D While some of the big companies are softening their stance on rideshare drivers, there are...
  4. Insurance
    Just a heads up to all ride sharers in PA. If you have Progressive insurance, cancel it now and go with Erie or Geico. Erie has much better rates and clear "three tiers" in their own Hybrid policies. Here's my story with progressive. I had a minor fender bender (off app and off line). Cost...
  5. Cleveland & Akron
    While there are still only a few personal auto insurance companies in Ohio that will provide a rideshare endorsement (most specifically exclude it), here's a quick explanation of the differences in the coverage Uber & Lyft provide: The liability coverage* for both companies is similar in all...
  6. Cleveland & Akron
    Putting a presentation together about the effectiveness of dashcams and the potential benefits to the insurance world. Share your stories here or email them to me: [email protected] (Personally, I think they should give discounts for them. I can think of one instance where a dashcam may have...
  7. Cleveland & Akron
    Many Insurance carriers are beginning to loosen their rideshare exclusions. That means either: a) They've seen the light and realize rideshare is an acceptable risk. or b) They are tired of me stealing their customers! (I crack me up.) One of my original posts here talked about how other...
  8. Columbus
    The liability coverage* for both companies is similar in all phases of driving, but if you carry comprehensive** and collision*** on your car, the deductible is very different. When you're driving to pick up a rider to when you drop them off (phases two and three of rideshare driving) Uber's...
  9. Columbus
    The new Ohio rideshare regulations that went into effect in March now require the TNC (Uber, Lyft, etc.) to send a letter to your lease or lien holder informing them that you are using the vehicle for rideshare. Lenders want to make sure you have the proper insurance to protect their investment...
  10. Columbus
    Here is the breakdown on the Ohio TNC insurance mandates which took effect last month: In phase one, the period when the rideshare app is on and the driver hasn't yet received a request for a ride, the TNC, driver or a combination of the two would be required to obtain coverage with minimum...
  11. Cleveland & Akron
    Obviously, your tax professional is the final arbiter, here... but you can deduct the amount in premium you pay to cover your vehicle for ridesharing from your taxes. Your insurance agent should provide you a letter showing the difference in what you pay for your personal auto premium and the...
  12. Cleveland & Akron
    The new Ohio Rideshare regulations regarding insurance take effect on March 23rd. You've read my other posts and decided that in spite of all my excellent information, you are going to roll the dice and not go with the proper insurance protection. If you own your car free and clear: God bless...
  13. Cincinnati
    Ride Share drivers! Did you know that you may have gaps in your insurance when you're driving for a Ride Share company but don't yet have a passenger? Your Musical Insurance Guy - Gary Rasmussen with the Rasmussen Agency - Farmers Insurance will be the special guest LIVE on the Rock and Roll...
  14. West Palm Beach
    I have been contacting State of Florida regulators to mandate auto insurers be rideshare friendly & not cancel drivers like Progressive and Geico started doing with drivers that lease from known car leasers like BAMA that work with Uber drivers. Banging my head against different departments for...
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